Mortgage Payment Information: 6049 POTOMAC LANDING DR

6049 POTOMAC LANDING DR - KING GEORGE, VA | MLS: VAKG2008264 | Click here for Neighborhood Information

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Asking Price:$997,500

Bedrooms:5

Bathrooms:2 Full & 1 Half

Year Built:1998

Square Feet (approx):3138

Lot Size:

Asking Price:$997,500

Bedrooms:5

Bathrooms:2 Full & 1 Half

Year Built:1998

Square Feet (approx):3138

Lot Size:

This property was recently listed for sale.

An exceptional waterfront-community home in the highly sought-after Potomac Landing neighborhood of King George County, Virginia. Perfectly positioned near the end of a cul-de-sac, this beautifully maintained 4-bedroom, 2.5-bath residence offers 3,138 square feet of thoughtfully designed living space, stunning Potomac River views, & access to some of the area's most desirable waterfront amenities.Situated on a beautifully landscaped .464-acre lot, this custom home showcases timeless curb appeal with a freshly painted 2025 Hardie Plank exterior, inviting front porch, & two verandas that capture scenic views of the Potomac River. Whether enjoying your morning coffee while watching the sunrise over the water or relaxing in the evening with friends & family, the outdoor living spaces create an atmosphere that feels more like a private retreat than a traditional neighborhood home.Inside, soaring cathedral ceilings & hardwood flooring welcome you into the living area, where custom built-in shelving surrounds a gas fireplace to create a warm & elegant gathering space. The formal dining room is ideal for holiday celebrations & entertaining, while custom motorized blinds throughout the home add convenience & sophistication.The well-appointed kitchen is designed for both everyday living & hosting guests. A distinctive Sealstone center island serves as the focal point, complemented by Corian countertops, stainless steel appliances, a built-in bar area, built-in microwave, electric range, new Bosch refrigerator & dishwasher that were installed in 2025.A separate front sitting room with tile flooring provides a flexible space for reading, conversation, or a home office & opens directly onto one of the front verandas overlooking the water.The main-level owner's suite offers the convenience of first-floor living while maintaining privacy & luxury. Features include a tray ceiling, recessed lighting, ceiling fan, Berber carpeting, direct access to the second front veranda, & two

Purchase Price: Down Payment: Percentage:

For informational purposes only: Coldwell Banker Elite is not a mortgage lender. Contact Prosperity Home Mortgage directly for more information. The payments shown assume an Asking Price of $997,500 with a Down Payment of $199,500 and a Loan Amount of $798,000

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

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	30 Year Fixed	15 Year Fixed	VA 30 Year Fixed	Conv 5/6 Arm	Conv 7/6 ARM
Loan Amount:	$798,000	$798,000	$1,018,946	$798,000	$798,000
Down Payment:	$199,500	$199,500	$0 ^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.	$199,500	$199,500
Term (Months):	360	180	360	360	360
Interest Rate:	6.875%	6.375%	6.375%	6.250%	6.750%
APR:	6.975%	6.455%	6.675%	6.250%	6.489%
Points:	0.375	0.125	0	1.875	1.25
Principal & Interest:	$5,242	$6,897	$6,357	$4,913	$5,176
Property Taxes:	$290	$290	$290	$290	$290
Homeowners Insurance:	$249	$249	$249	$249	$249
HOA/Dues/Fees:	$38	$38	$38	$38	$38
PMI:	$0	$0	$0	$0	$0

*Total Payment:**	$5,819	$7,474	$6,934	$5,490	$5,753

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment.

Mortgage Information Contact:

Janice Lanning

NMLSR ID# 247520

Prosperity Home Mortgage

(540) 899-1629

(540) 455-7412 (M)

janice.lanning@phmloans.com

janicelanning.phmloans.com

Janice Lanning

Ruby Brabo

Janice Lanning

View Online Version

Type this URL in your browser: rateplug.com/3c06baa75

Janice Lanning

Questions

Ruby Brabo

Janice Lanning

NMLSR ID# 247520

Prosperity Home Mortgage

(540) 455-7412

janicelanning.phmloans.com

This property may qualify for a lower down payment. Submit below to find out if you are eligible.

Ruby Brabo

Lic.: RE ID# 0225246870

Coldwell Banker EliteColdwell Banker Elite
520 William St, Fredericksburg, VA 22401

(540) 373-0100 Office

(540) 656-6197

30 Year Fixed:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $798,000 Down Payment: $199,500
Payment Calculation	Years 1-30
Interest Rate / APR	6.875% / 6.975% APR
Principal & Interest	$5,242.29
Estimated monthly Taxes, Insurance & HOA/Dues	+ $577
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$5,819


15 Year Fixed:	Principal & Interest payment is fixed for 15 years.
Projected Payments	Loan Amount: $798,000 Down Payment: $199,500
Payment Calculation	Years 1-15
Interest Rate / APR	6.375% / 6.455% APR
Principal & Interest	$6,896.72
Estimated monthly Taxes, Insurance & HOA/Dues	+ $577
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$7,474


VA 30 Year Fixed:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $1,018,946 Down Payment: $0
Payment Calculation	Years 1-30
Interest Rate / APR	6.375% / 6.675% APR
Principal & Interest	$6,356.90
Estimated monthly Taxes, Insurance & HOA/Dues	+ $577
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$6,934


Conv 5/6 Arm:	Rate is variable. Principal & Interest payment is locked for 5 years then adjusts. Rates can go as high as 12.250% and Principal and Interest payment up to $7,911. The index being used is: 30 Day Average SOFR. The Margin is 2.25%
Projected Payments	Loan Amount: $798,000 Down Payment: $199,500
Payment Calculation	Years 1-5	Year 6	Year 7	Years 8 - 30
Interest Rate / APR	6.250% / 6.250% APR	4.250% min 8.250% max	2.250% min 10.250% max	2.250% min 12.250% max
Principal & Interest	$4,913.42	$4,035.04 min $5,872.62 max	$3,272.47 min $6,875.64 max	$3,272.48 min $7,911.12 max
Estimated monthly Taxes, Insurance & Assessments	+ $577	+ $577	+ $577	+ $577
Mortgage Insurance	+ $0	+ $0	+ $0	+ $0
Estimated Total Monthly Payment	$5,490	$4,612 - $6,450	$3,849 - $7,453	$3,849 - $8,488