305 CEDAR LANE - COLONIAL BEACH, VA    |    MLS: VAWE2009446
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$465,000
3
2 Full
2017
1794
$465,000
3
2 Full
2017
1794

This property was recently listed for sale.

Welcome to this spacious meticulously maintained home, which is perfectly located in the sought-after Colonial Beach communityknown for its small-town coastal charm, sandy beaches along the Potomac River, and easy commute to Fredericksburg, Dahlgren, and Washington, D.C.Westmoreland Shores has a nice club house with a large deck overlooking the Monroe Bay that can be rented for parties by the residents of the community. The private beach access is for residents only. There is a voluntary POA called Potomac Westmoreland Shores Civic Corporation (PWSCC). Cost to join is only $60 annually.

Mortgage Payments | Have a Question?
For informational purposes only: Coldwell Banker Elite is not a mortgage lender. Contact PROSPERITY HOME MORTGAGE directly for more information. The payments shown assume an Asking Price of $465,000 with a Down Payment of $93,000 and a Loan Amount of $372,000
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  30 Year Fixed15 Year Fixed30 Year FHAVA 30 Year FixedConv 5/6 ArmUSDAConv 7/6 ARM
 Loan Amount: $372,000$372,000$456,578$474,998$372,000$469,697$372,000
 Down Payment: $93,000$93,000$16,275
^*FHA Minimum Down Payment - The down payment of $16,275 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$0
^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$93,000$0
^***USDA Minimum Down Payment - A USDA loan offers zero down payment, good market interest rates and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$93,000
   Term (Months): 360180360360360360360
   Interest Rate: 6.500%5.875%6.125%6.125%6.500%6.000%6.125%
   APR: 6.598%6.010%6.934%6.418%6.598%6.544%6.390%
   Points: 0.50.3750.250.250.50.250.375
   Principal & Interest: $2,351$3,114$2,774^*$2,886$2,351$2,816$2,260
   Property Taxes: $144$144$144$144$144$144$144
   Homeowners Insurance: $116$116$116$116$116$116$116
   HOA/Dues/Fees: $0$0$0$0$0$0$0
   PMI: $0$0$205$0$0$137$0
Total Payment*: $2,611$3,374$3,239^*$3,146$2,611$3,213$2,520
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment. ^***USDA loans allow for a 0.0% Down Payment. USDA Disclosure.
Loan Officer Janice Lanning

Janice Lanning

NMLSR ID# 247520
PROSPERITY HOME MORTGAGE
 janice.lanning@phmloans.com
janicelanning.phmloans.com
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