2110 4TH Street - Neptune Beach, FL    |    MLS: 2086863
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$1,074,000
4
3 Full & 1 Half
2025
2484
60 * 101
$1,074,000
4
3 Full & 1 Half
2025
2484
60 * 101

Welcome to 2110 4th Street, a newly constructed coastal luxury residence by Atkins Builders, located in the heart of Neptune Beach. This thoughtfully designed 2,484 square foot home offers 4 bedrooms and 3.5 bathrooms, blending modern architectural elements with casual beachside living. The interior features an open-concept layout with abundant natural light, clean lines, and a neutral color palette suited for the Florida lifestyle. The gourmet kitchen includes a spacious center island, premium finishes, and seamless flow into the dining and living areas, which open to a covered patioideal for indoor-outdoor entertaining.

Mortgage Payments | Have a Question?
For informational purposes only: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY is not a mortgage lender. Contact Prosperity Home Mortgage directly for more information. The payments shown assume an Asking Price of $1,074,000 with a Down Payment of $214,800 and a Loan Amount of $859,200
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  30 Year Fixed15 Year FixedVA 30 Year FixedConv 5/6 ArmConv 7/6 ARM
 Loan Amount: $859,200$859,200$1,097,091$859,200$859,200
 Down Payment: $214,800$214,800$0
^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$214,800$214,800
   Term (Months): 360180360360360
   Interest Rate: 7.000%6.500%6.375%6.250%6.750%
   APR: 7.100%6.640%6.675%6.450%6.750%
   Points: 0.250.503.753.5
   Principal & Interest: $5,716$7,485$6,844$5,290$5,573
   Property Taxes (Est.**): $1,513$1,513$1,513$1,513$1,513
   Homeowners Insurance: $269$269$269$269$269
   HOA/Dues/Fees: $0$0$0$0$0
   PMI: $0$0$0$0$0
Total Payment*: $7,497$9,266$8,625$7,071$7,354
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. **Annual Taxes are estimated to be 1.69% of the list or purchase price. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment.
Loan Officer John OConnor

John O'Connor

NMLSR 595659
Senior Mortgage Consultant
Prosperity Home Mortgage
 john.oconnor@phmloans.com
www.johnoconnor.phmloans.com
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