21 SEABREEZE RD - OCEAN PINES, MD    |    MLS: MDWO2034960
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$524,000
5
2 Full & 1 Half
1974
2572
$524,000
5
2 Full & 1 Half
1974
2572

Open House on Saturday, February 7, 2026 10:00 AM - 2:00 PM

Welcome to this spacious split-level home tucked away in the heart of amenity-rich Ocean Pines. The main living level offers an open-concept layout featuring a bright living room, dining area, and large kitchen with ample counter spaceperfect for gathering, entertaining, or everyday living. This level also features a lovely sun porch and an outdoor deck, extending the living space outdoors.The upper level includes a generously sized primary bedroom with an en-suite bath, conveniently located near the main living areas.

Mortgage Payments | Have a Question?
For informational purposes only: Keller Williams Realty Delmarva is not a mortgage lender. Contact Embrace Home Loans directly for more information. The payments shown assume an Asking Price of $524,000 with a Down Payment of $104,800 and a Loan Amount of $419,200
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  15 Year FixdVA 30 YearFHA 30 Year Fixed30 Year Fixed20 Year fixed
 Loan Amount: $419,200$535,266$514,509$419,200$419,200
 Down Payment: $104,800$0
^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$18,340
^*FHA Minimum Down Payment - The down payment of $18,340 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$104,800$104,800
   Term (Months): 180360360360240
   Interest Rate: 5.875%6.500%6.500%6.625%6.500%
   APR: 6.067%6.782%7.296%6.680%6.571%
   Points: 0.6890000
   Principal & Interest: $3,509$3,383$3,252^*$2,684$3,125
   Property Taxes: $237$237$237$237$237
   Homeowners Insurance: $131$131$131$131$131
   HOA/Dues/Fees: $83$83$83$83$83
   PMI: $0$0$231$0$0
Total Payment*: $3,960$3,834$3,934^*$3,135$3,576
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment.
Loan Officer Jason Cook

Jason Cook

NMLS ID 366127
Branch Manager
Embrace Home Loans
 jCook@embracehomeloans.com
website
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