Mortgage Payment Information: 15308 Cimarron Avenue

15308 Cimarron Avenue - Gardena, CA | MLS: SB25154109 | Click here for Neighborhood Information

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Asking Price:$749,900

Bedrooms:3

Bathrooms:1 Full

Year Built:1951

Square Feet (approx):1058.00

Lot Size:

Asking Price:$749,900

Bedrooms:3

Bathrooms:1 Full

Year Built:1951

Square Feet (approx):1058.00

Lot Size:

This 3-bedroom, 1-bath home offers an eco-friendly and convenient lifestyle. A significant feature is the solar panel system with Tesla backup batteries, providing energy efficiency and peace of mind. The home features a functional layout with a large, private backyardperfect for entertaining. A detached two-car garage provides ample parking and storage. The location is a major highlight, with easy freeway access (405, 110, 91)

Purchase Price: Down Payment: Percentage:

For informational purposes only: Circle Real Estate is not a mortgage lender. Contact CMG Home Loans directly for more information. The payments shown assume an Asking Price of $749,900 with a Down Payment of $149,980 and a Loan Amount of $599,920

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Swipe left for more payment info.

	30 Year Fixed	30 YR FX FHA GN I	7/6 ARM	10/6 ARM
Loan Amount:	$599,920	$736,317	$599,920	$599,920
Down Payment:	$149,980	$26,247 ^FHA Minimum Down Payment - The down payment of $26,247* is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above. Some properties are Not eligible for FHA Loans.	$149,980	$149,980
Term (Months):	360	360	360	360
Interest Rate:	6.250%	5.500%	6.875%	6.625%
APR:	6.350%	6.301%	7.204%	6.880%
Points:	0	0	0	0
Principal & Interest:	$3,694	$4,181^*	$3,941	$3,841
Property Taxes (Est.**):	$806	$806	$806	$806
Homeowners Insurance:	$219	$219	$219	$219
HOA/Dues/Fees:	$0	$0	$0	$0
PMI:	$0	$330	$0	$0

*Total Payment:**	$4,719	$5,536^*	$4,966	$4,866

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. **Annual Taxes are estimated to be 1.29% of the list or purchase price. ^*FHA loans allow for a 3.5% Down Payment. Some properties are Not eligible for FHA Loans.

Mortgage Information Contact:

Fernando Diaz

NMLS ID 253430 Branch ID # 1563640

Mortgage Loan Originator

CMG Home Loans

(818) 286-3545

(310) 418-9289 (M)

fdiaz@cmghomeloans.com

https://www.cmghomeloans.com/mysite/fernando-diaz

Fernando Diaz

Eric Baskett

Fernando Diaz

View Online Version

Type this URL in your browser: rateplug.com/c9feab017

Fernando Diaz

Questions

Eric Baskett

Fernando Diaz

NMLS ID 253430

CMG Home Loans

(310) 418-9289

https://www.cmghomeloans.com/mysite/fernando-diaz

Eric Baskett

CA DRE Lic.#: 01446685

Circle Real EstateCircle Real Estate
3250 Airflite Way Ste. 400, Long Beach, CA 90807

(310) 564-6640

30 Year Fixed:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $599,920 Down Payment: $149,980
Payment Calculation	Years 1-30
Interest Rate / APR	6.250% / 6.350% APR
Principal & Interest	$3,693.81
Estimated monthly Taxes, Insurance & HOA/Dues	+ $1,025
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$4,719


30 YR FX FHA GN I:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $736,317 Down Payment: $26,247
Payment Calculation	Years 1-30
Interest Rate / APR	5.500% / 6.301% APR
Principal & Interest	$4,180.73
Estimated monthly Taxes, Insurance & HOA/Dues	+ $1,025
Mortgage Insurance	+ $330
Estimated Total Monthly Payment	$5,536


7/6 ARM:	Rate is variable. Principal & Interest payment is locked for 0 years then adjusts. Rates can go as high as 12.875% and Principal and Interest payment up to $6,518. The index being used is: 30 Day Average SOFR. The Margin is 2.75%
Projected Payments	Loan Amount: $599,920 Down Payment: $149,980
Payment Calculation	Years 1-0	Years 1 - 1	Years 2 - 1	Years 2 - 30
Interest Rate / APR	6.875% / 7.204% APR	4.875% min 8.875% max	3.875% min 9.875% max	2.750% min 12.875% max
Principal & Interest	$3,941.05	$3,183.57 min $4,763.79 max	$2,837.89 min $5,191.70 max	$2,479.41 min $6,517.86 max
Estimated monthly Taxes, Insurance & Assessments	+ $1,025	+ $1,025	+ $1,025	+ $1,025
Mortgage Insurance	+ $0	+ $0	+ $0	+ $0
Estimated Total Monthly Payment	$4,966	$4,209 - $5,789	$3,863 - $6,217	$3,504 - $7,543


10/6 ARM:	Rate is variable. Principal & Interest payment is locked for 10 years then adjusts. Rates can go as high as 12.625% and Principal and Interest payment up to $5,786. The index being used is: 30 Day Average SOFR. The Margin is 2.75%
Projected Payments	Loan Amount: $599,920 Down Payment: $149,980
Payment Calculation	Years 1-10	Years 11 - 10	Years 11 - 11	Years 12 - 30
Interest Rate / APR	6.625% / 6.880% APR	4.625% min 8.625% max	3.625% min 9.625% max	2.750% min 12.625% max
Principal & Interest	$3,841.35	$3,262.14 min $4,467.85 max	$2,997.16 min $4,791.75 max	$2,780.69 min $5,786.03 max
Estimated monthly Taxes, Insurance & Assessments	+ $1,025	+ $1,025	+ $1,025	+ $1,025
Mortgage Insurance	+ $0	+ $0	+ $0	+ $0
Estimated Total Monthly Payment	$4,866	$4,287 - $5,493	$4,022 - $5,817	$3,806 - $6,811