31 Valleywood CT - Dawsonville, GA    |    MLS: 10666023
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$450,000
4
2 Full & 1 Half
2022
2174
$450,000
4
2 Full & 1 Half
2022
2174

Open House on Sunday, March 1, 2026 3:00 PM - 5:00 PM

Discover this beautifully maintained 4-bedroom, 2.5-bath home just minutes from Lake Lanier, offering an exceptional blend of comfort, style, and convenience. From the moment you step inside, you'll notice the fresh, like-new feel a true reflection of meticulous care and pride of ownership. The main level features an inviting family room with a cozy fireplace, seamlessly connected to a bright, open kitchen complete with stainless steel appliances and ample cabinetry perfect for everyday living and effortless entertaining. Upstairs, a spacious loft-style landing connects all four bedrooms and provides flexible space ideal for a home office, reading nook, or additional living area.

Mortgage Payments | Have a Question?
For informational purposes only: BHHS Georgia Properties is not a mortgage lender. Contact Prosperity Home Mortgage directly for more information. The payments shown assume an Asking Price of $450,000 with a Down Payment of $90,000 and a Loan Amount of $360,000
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  30 Year Fixed15 Year Fixed30 Year FHAVA 30 Year FixedConv 5/6 ArmUSDAConv 7/6 ARM
 Loan Amount: $360,000$360,000$441,849$459,675$360,000$454,545$360,000
 Down Payment: $90,000$90,000$15,750
^*FHA Minimum Down Payment - The down payment of $15,750 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$0
^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$90,000$0
^***USDA Minimum Down Payment - A USDA loan offers zero down payment, good market interest rates and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$90,000
   Term (Months): 360180360360360360360
   Interest Rate: 6.125%5.625%5.625%6.000%5.750%5.625%5.750%
   APR: 6.220%5.778%6.447%6.291%5.919%6.175%5.904%
   Points: 0.50.50.50.250.50.3750.5
   Principal & Interest: $2,187$2,965$2,544^*$2,756$2,101$2,617$2,101
   Property Taxes: $222$222$222$222$222$222$222
   Homeowners Insurance: $150$150$150$150$150$150$150
   HOA/Dues/Fees: $58$58$58$58$58$58$58
   PMI: $0$0$198$0$0$133$0
Total Payment*: $2,617$3,395$3,172^*$3,186$2,531$3,180$2,531
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment. ^***USDA loans allow for a 0.0% Down Payment. USDA Disclosure.
Loan Officer Patrick Quinn

Patrick Quinn

NMLS ID 459488
Prosperity Home Mortgage
 patrick.quinn@phmloans.com
https://patrickquinn.phmloans.com/
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