$179,999
6
3 Full
1900
2080

Welcome home! This is a beautifully renovated generously sized 6 bedroom 3 full bathroom colonial Home, conveniently located Great Gloucester City.First you step into enclosed front porch with large windows allowing plenty of natural sunlight. Next, you are welcome into an open space featuring living room, dining room. You will notice the NEW Laminated floors and fresh paint through-out the entire home. A large modern kitchen with new tile floors with plenty cabinets, brand new stainless steel appliances, custom tiled back splash and plenty of natural light. Sliding door gives access to large fence in backyard providing private outdoor entertainment.

For informational purposes only: Keller Williams Real Estate-Princeton is not a mortgage lender. Contact Wells Fargo Home Mortgage directly for more information. These scenarios are estimates based on the purchase of a single-family, primary residence, a credit score of 740 and assumes the loan will have an escrow account. The payments shown assume an Asking Price of $179,999 with a Down Payment of $36,000 and a Loan Amount of $143,999 Wells Fargo reserves the right to change rates, terms and fees at any time. Your actual interest rate will depend upon your credit transaction, your credit history and will be determined when a credit decision is made. Your actual rate and payments may be greater. Taxes, Insurance and HOA/Dues/Fees are estimates derived from MLS data and actual amounts may be greater.
 Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
 
30 -Year Fixed Rate
30-Year Fixed Rate FHA
5/1 ARM FHA
 Loan Amount:
$143,999
$176,739
$176,739
 Down Payment:
$36,000
$6,300
***FHA Minimum Down Payment - The down payment of $6,300 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$6,300
***FHA Minimum Down Payment - The down payment of $6,300 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
   Term (Months):
360
360
360
   Interest Rate:
2.875%
3.375%
4.000%
   APR:
2.994%
4.487%
3.885%
   Points:
0
0
-0.125
   Principal & Interest:
$597
$781***
$844***
   Property Taxes:
$420
$420
$420
   Homeowners Insurance:
$40
$40
$40
   HOA/Dues/Fees:
$0
$0
$0
   PMI:
$0
$122
$122
Total Payment*:
$1,057
$1,363***
$1,426***
 Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
 Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment.

Aaron Heimowitz

NMLSR ID 404370
Wells Fargo Home Mortgage
Wells Fargo Home Mortgage Interest Rate Information Updated as of 10/20/2020 12:13:15 PM CT
Payment Streams: 30 -Year Fixed Rate: 360 payments of $597.44 at 2.875% (2.994% APR)   30-Year Fixed Rate FHA: (with MI) 360 payments between $903.29 to $784.85 at 3.375% (4.487% APR)   5/1 ARM FHA: (with MI) 62 payments between $965.83 to $953.86 at 4.000%, 12 payments between $868.59 to $865.89 at 3.000%, 12 payments between $788.51 to $785.70 at 2.000% and 274 payments between $776.73 to $675.91 at 1.875% (3.885% APR)   

See conditions below. APR = Annual Percentage Rate.

Mortgage insurance will be included if the loan product is FHA. For FHA loans, the Upfront Mortgage Insurance Premium amount has been included in the loan amount. FHA loans have the benefit of a low down payment but there are other loan products with the same option. Be certain to ask your home mortgage consultant to help you compare the overall costs of all products, including the monthly and long term costs and conditions of the required mortgage insurance. In many instances, you may find FHA to be a more expensive financing option and only should be considered after thoroughly evaluating all other product options that meet your credit qualifying and financial needs. Jumbo rates reflect a discount which includes a requirement that the borrower agree to monthly payments via preauthorized electronic funds transfer from a qualified account. Jumbo rates are higher for borrowers who do not meet these criteria, but otherwise qualify for a Wells Fargo jumbo mortgage loan product. Limitations apply. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A NMLSR ID 399801 NMLSR ID 399801  NMLSR ID 404370  NMLSR ID 399801

 

Projected Payment Schedules for Loan Programs Created on: 10/22/2020
Purchase Price:
Property Address
:

MLS Number:
$179,999
844 CUMBERLAND ST - GLOUCESTER CITY, NJ
BRIGHTMLS NJCD394492
Wells Fargo Home Mortgage
Aaron Heimowitz NMLSR ID 404370
600 Alexander Rd, Suite 1-1A
Princeton, NJ 08540
(609) 577-3334 
aaron.heimowitz@wellsfargo.com
Lender
30 -Year Fixed Rate:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $143,999   Down Payment: $36,000
    Payment Calculation Years 1-30
    Interest Rate / APR 2.875% / 2.994% APR
    Principal & Interest $597.44
    Estimated monthly Taxes, Insurance & HOA/Dues + $460
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $1,057
     
    30-Year Fixed Rate FHA:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $176,739   Down Payment: $6,300
    Payment Calculation Years 1-30
    Interest Rate / APR 3.375% / 4.487% APR
    Principal & Interest $781.36
    Estimated monthly Taxes, Insurance & HOA/Dues + $460
    Mortgage Insurance + $122
    Estimated Total Monthly Payment    $1,363
     
    5/1 ARM FHA:
  • Rate is variable. Principal & Interest payment is locked for 5 years then adjusts.
  • Rates can go as high as 9.000% and Principal and Interest payment up to $1,307.
  • Projected Payments Loan Amount: $176,739   Down Payment: $6,300
    Payment Calculation Years 1-5 Year 6 Year 7 Years 8 - 30
    Interest Rate / APR 4.000% / 3.885% APR 3.000% min
    5.000% max
    2.000% min
    6.000% max
    1.750% min
    9.000% max
    Principal & Interest $843.78 $758.51 min
    $934.00 max
    $681.12 min
    $1,025.95 max
    $663.27 min
    $1,307.45 max
    Estimated monthly Taxes, Insurance & Assessments + $460 + $460 + $460 + $460
    Mortgage Insurance + $122 + $110 + $107 + $105
    Estimated Total Monthly Payment $1,426 $1,329 - $1,504 $1,248 - $1,593 $1,228 - $1,872
     

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