$194,900
3
2 Full
1984
1188
57x49x49x54x148x148

One Story with covered front porch. New laminate flooring throughout. New granite countertops in kitchen & baths. New Range-Oven & disposal. Dishwasher 1 year old. Rock face fireplace. Over 200' of road frontage. Huge lot. Fenced back yard. Screened porch + covered deck + extra large wired storage/workshop, Double Carport and extra parking space. Transferrable First American Home Protection Plan at $61.50/mo thru 06/2021.

For informational purposes only: Countryside Properties is not a mortgage lender. Contact Uwharrie Bank directly for more information. The payments shown assume an Asking Price of $194,900 with a Down Payment of $38,980 and a Loan Amount of $155,920
 Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
 
15 Year Fixed
20 Year Fixed
30 Year Fixed
FHA 30 Year Fixed
VA 30 Year Fixed
Conventional HR
 Loan Amount:
$155,920
$155,920
$155,920
$191,370
$199,383
$155,920
 Down Payment:
$38,980
$38,980
$38,980
$6,822
***FHA Minimum Down Payment - The down payment of $6,822 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$0
***VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$38,980
   Term (Months):
180
240
360
360
360
360
   Interest Rate:
2.500%
2.625%
2.875%
2.875%
2.875%
2.875%
   APR:
2.515%
2.637%
2.885%
3.964%
3.153%
2.885%
   Points:
0
0
0
0
0
0
   Principal & Interest:
$1,040
$836
$647
$794***
$827
$647
   Property Taxes (Estimated**):
$162
$162
$162
$162
$162
$162
   Homeowners Insurance:
$49
$49
$49
$49
$49
$49
   HOA/Dues/Fees:
$0
$0
$0
$0
$0
$0
   PMI:
$0
$0
$0
$132
$0
$0
Total Payment*:
$1,251
$1,047
$858
$1,137***
$1,038
$858
*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice.**Annual Taxes are estimated to be 1.00% of the list or offer price. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans allow for a 0.0% Down Payment.

Jeff Trout

NMLS 94845
Uwharrie Bank
Uwharrie Bank Interest Rate Information Updated as of 8/10/2020 1:10:33 PM CT
Payment Streams: 15 Year Fixed: 180 payments of $1,039.66 at 2.500% (2.515% APR)   20 Year Fixed: 240 payments of $835.75 at 2.625% (2.637% APR)   30 Year Fixed: 360 payments of $646.90 at 2.875% (2.885% APR)   FHA 30 Year Fixed: (with MI) 360 payments between $925.91 to $797.53 at 2.875% (3.964% APR)   VA 30 Year Fixed: 360 payments of $827.22 at 2.875% (3.153% APR)   Conventional HR: 360 payments of $646.90 at 2.875% (2.885% APR)   

See conditions below. APR = Annual Percentage Rate.

These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. NMLS ID 447110  NMLS 94845  NMLSR ID 447110

Virtual Property Flyer Link for 8105 Marcus Lane- Indian Trail, NC: rateplug.com/bfc993615

 


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