Property Summary Information - MLS: 71461563 eXp Realty

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Address: 79 Astoria St - Boston, MA 02126 - MLS: 71461563 To schedule a showing of this property, please contact:
Michael Mahoney
Phone: (617) 615-9435
Mobile: (617) 980-9025
E-mail: Michael Mahoney
Asking: $239,000 Bedrooms: 3 Baths: 1f 1h
Year Built: 1940 Appx. Sq. Ft: 1576 Lot Size: 5908
For informational purposes only: eXp Realty is not a mortgage lender. Contact Mortgage Network, Inc. directly for more information about mortgage products and your eligibility. You are not required to use the services of this lender.

Thea Simolari NMLS ID: 20914 of Mortgage Network, Inc.  Print Page    E-mail Page
Have a Mortgage Question?   
   
To Talk with a Live Person Contact:  Thea Simolari NMLS ID: 20914 - Mortgage Network, Inc.
 Office: (781) 221-2620  Mobile: (617) 699-7692    E-mail: Thea Simolari    Web Site: www.theasimolari.com
  Contact me for a Mortgage Pre Approval and to receive a complete Mortgage Plan.

Available Programs from Mortgage Network, Inc.
 Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
The payments below assume an Asking Price of $239,000 for 79 Astoria St - Boston, MA 02126 - MLS: 71461563.

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30 Year Fixed
FHA 30 Year Fixed
VA 30 Year Fixed
15 Year Fixed
5/1 ARM
7/1 ARM
10/1 ARM
MassHousing NO PMI
HomeReady
HomePossible
 Loan Amount:
$191,200
$234,671
$244,139
$191,200
$191,200
$191,200
$191,200
$191,200
$231,830
$230,635
 Down Payment:
$47,800
$8,365
$0
$47,800
$47,800
$47,800
$47,800
$47,800
$7,170
$8,365
   Term (Months):
360
360
360
180
360
360
360
360
360
360
   Interest Rate:
4.750%
4.500%
4.375%
4.250%
3.875%
4.000%
4.125%
5.625%
4.750%
4.750%
   APR:
4.858%
5.611%
4.660%
4.433%
5.066%
4.621%
4.555%
5.743%
5.377%
5.376%
   Points:
0
0
0
0
0
0
0
0
0
0
Monthly Payment
   Principal & Interest:
$997
$1,189^*
$1,219^**
$1,438
$899
$913
$927
$1,101
$1,209
$1,203
   Property Taxes:
$252
$252
$252
$252
$252
$252
$252
$252
$252
$252
   Insurance:
$40
$40
$40
$40
$40
$40
$40
$40
$40
$40
   HOA/Dues/Fees:
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
   Mortgage Insurance:
$0
$162
$0
$0
$0
$0
$0
$0
$145
$144
Total Payment*:
$1,289
$1,643^*
$1,511^**
$1,730
$1,191
$1,205
$1,219
$1,393
$1,646
$1,639
*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans allow for a 0.0% Down Payment.
Enter an Estimated Offer Price and Down Payment in order to see your specific payment scenario:
 
 1 
Estimated Offer Price:
 2 
 Down Payment  or   Percent:  
    $   $
Generated: 6/21/2018. Payments are estimates. Actual Payments may be greater. See below for additional Minimum/Maximum Payment information.   APR= Annual Percentage Rate. ARM Rates may increase after consummation.
Terms of Repayment:30 Year Fixed: 360 payments of $997.39 at 4.750% (4.858% APR)   FHA 30 Year Fixed: 360 payments between $1,351.21 to $1,194.33 at 4.500% (5.611% APR)   VA 30 Year Fixed: 360 payments of $1,218.95 at 4.375% (4.660% APR)   15 Year Fixed: 180 payments of $1,438.36 at 4.250% (4.433% APR)   5/1 ARM: 5 payments of $899.09 at 3.875% and 355 payments of $1,025.00 at 5.000% (5.066% APR)   7/1 ARM: 84 payments of $912.82 at 4.000% and 276 payments between $1,004.40 to $1,004.39 at 5.000% (4.621% APR)   10/1 ARM: 120 payments of $926.65 at 4.125% and 240 payments of $998.30 at 5.000% (4.555% APR)   MassHousing NO PMI: 360 payments of $1,100.66 at 5.625% (5.743% APR)   HomeReady: 120 payments of $1,354.23 at 4.750%, 2 payments of $1,240.52 at 4.750% and 238 payments of $1,209.34 at 4.750% (5.377% APR)   HomePossible: 120 payments of $1,347.25 at 4.750% and 240 payments of $1,203.10 at 4.750% (5.376% APR)   

Your choice of the proper mortgage program will depend on several factors that will vary from one person to the next. The factors that should be considered include:

Budget Constraints
Length of Time in Home
Voluntary Pre-Payment Plans
Possible Changing Interest Rates

At Mortgage Network, Inc., we specialize in this type of Mortgage Planning. Please call or email me at your earliest convenience to discuss in more detail.


Thea Simolari
NMLS ID: 20914
Loan Officer
Mortgage Network, Inc.
5 Burlington Woods Rd #104
Burlington, MA 01803
Office: (781) 221-2620   Mobile: (617) 699-7692
Fax: (617) 751-4706
E-mail: Thea Simolari Web Site: www.theasimolari.com

Mortgage Network, Inc. Interest Rate Information Updated as of 6/21/2018 11:59:33 AM. Interest rates change daily. Please contact me for the current rates.
See conditions below. APR = Annual Percentage Rate.

 

These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided.

2018 Mortgage Network, Inc. NMLS ID# 2668(www.nmlsconsumeraccess.org) All rights reserved. Trade/servicemarks are theproperty of Mortgage Network, Inc. 99 Conifer Hill Drive, Danvers, MA 01923. Massachusetts Mortgage Lender and Broker MC2668; Connecticut Mortgage Lender License 3785; Maine Supervised Lender License SLM2499; Licensed by the New Hampshire BankingDepartment 5573-MB; Rhode Island Licensed Lender 95000456LL. Thisis not a commitment to lend. Rates, terms, fees, and equity requirements aresubject to change without notice. Restrictions apply. Equal Housing Lender. Forfull legal disclosure, visit www.mortgagenetwork.com License and DisclosureInformation page.



Click here for MLSPIN relationship disclosure.

 

Projected Payment Schedules for Loan Programs Created on: 6/21/2018
Purchase Price:
Property Address
:

MLS Number:
$239,000
79 Astoria St - Boston, MA 02126 - MLS: 71461563
MLSPIN 71461563
Mortgage Network, Inc.
Thea Simolari
Loan Officer NMLS ID: 20914
5 Burlington Woods Rd #104
Burlington, MA 01803
(781) 221-2620 
tsimolari@mortgagenetwork.com
Lender
30 Year Fixed:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-30
    Interest Rate / APR 4.750% / 4.858% APR
    Principal & Interest $997.39
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $1,289
     
    FHA 30 Year Fixed:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $234,671   Down Payment: $8,365
    Payment Calculation Years 1-30
    Interest Rate / APR 4.500% / 5.611% APR
    Principal & Interest $1,189.04
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $162
    Estimated Total Monthly Payment    $1,643
     
    VA 30 Year Fixed:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $244,139   Down Payment: $0
    Payment Calculation Years 1-30
    Interest Rate / APR 4.375% / 4.660% APR
    Principal & Interest $1,218.95
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $1,511
     
    15 Year Fixed:
  • Principal & Interest payment is fixed for 15 years.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-15
    Interest Rate / APR 4.250% / 4.433% APR
    Principal & Interest $1,438.36
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $1,730
     
    5/1 ARM:
  • Principal & Interest payment is fixed for 0 years then adjusts.
  • Rates can go as high as 8.875% and Principal and Interest payment up to $1,503.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-0 Year 1 Year 2 Years 3 - 30
    Interest Rate / APR 3.875% / 5.066% APR 2.250% min
    5.875% max
    2.250% min
    7.875% max
    2.250% min
    8.875% max
    Principal & Interest $899.09 $732.58 min
    $1,128.44 max
    $732.59 min
    $1,375.20 max
    $732.59 min
    $1,503.15 max
    Estimated monthly Taxes, Insurance & Assessments + $292 + $292 + $292 + $292
    Mortgage Insurance + $0 + $0 + $0 + $0
    Estimated Total Monthly Payment $1,191 $1,025 - $1,420 $1,025 - $1,667 $1,025 - $1,795
     
    7/1 ARM:
  • Principal & Interest payment is fixed for 7 years then adjusts.
  • Rates can go as high as 9.000% and Principal and Interest payment up to $1,414.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-7 Years 8 - 30
    Interest Rate / APR 4.000% / 4.621% APR 2.250% min
    9.000% max
    Principal & Interest $912.82 $764.22 min
    $1,413.89 max
    Estimated monthly Taxes, Insurance & Assessments + $292 + $292
    Mortgage Insurance + $0 + $0
    Estimated Total Monthly Payment $1,205 $1,056 - $1,706
     
    10/1 ARM:
  • Principal & Interest payment is fixed for 10 years then adjusts.
  • Rates can go as high as 9.125% and Principal and Interest payment up to $1,373.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-10 Years 11 - 30
    Interest Rate / APR 4.125% / 4.555% APR 2.250% min
    9.125% max
    Principal & Interest $926.65 $783.27 min
    $1,373.18 max
    Estimated monthly Taxes, Insurance & Assessments + $292 + $292
    Mortgage Insurance + $0 + $0
    Estimated Total Monthly Payment $1,219 $1,075 - $1,665
     
    MassHousing NO PMI:
  • Principal & Interest payment is fixed for 30 years.
  • Projected Payments Loan Amount: $191,200   Down Payment: $47,800
    Payment Calculation Years 1-30
    Interest Rate / APR 5.625% / 5.743% APR
    Principal & Interest $1,100.66
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $1,393
     
    HomeReady:
  • Principal & Interest payment is fixed for 30 years.
  • Mortgage Insurance will end in 10 Years and 2 Months.
  • Projected Payments Loan Amount: $231,830   Down Payment: $7,170
    Payment Calculation Years 1-30
    Interest Rate / APR 4.750% / 5.377% APR
    Principal & Interest $1,209.34
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $145
    Estimated Total Monthly Payment    $1,646
     
    HomePossible:
  • Principal & Interest payment is fixed for 30 years.
  • Mortgage Insurance will end in 10 Years.
  • Projected Payments Loan Amount: $230,635   Down Payment: $8,365
    Payment Calculation Years 1-30
    Interest Rate / APR 4.750% / 5.376% APR
    Principal & Interest $1,203.10
    Estimated monthly Taxes, Insurance & HOA/Dues + $292
    Mortgage Insurance + $144
    Estimated Total Monthly Payment    $1,639
     



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